1. Acceptance of Terms
By using the services of AraWings Capital LLC ("we," "us," or "our"), you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not use our services.

2. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services.

3. Loan Application and Approval
Loan applications are subject to review and approval based on our lending criteria. We reserve the right to decline applications without obligation to provide reasons. Loan approval is not guaranteed and terms may vary depending on your financial profile.

4. User Responsibilities

• You must provide accurate, complete, and current information in your application.

• You are responsible for maintaining the confidentiality of your account information.

• You must not use our services for any unlawful or fraudulent purposes.

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5. Fees and Payments
All repayment terms, interest rates, and any applicable fees will be clearly outlined in your loan agreement. You are responsible for understanding these terms before accepting a loan.

6. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of AraWings Capital LLC. You may not reproduce or distribute our content without prior written permission.

7. Limitation of Liability
AraWings Capital LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services, including any delays or service interruptions.

8. Changes to Terms
We may update these Terms of Service from time to time. Any changes will be posted with an updated effective date. Continued use of our services constitutes your acceptance of the updated terms.

9. Governing Law
These terms are governed by the laws of the state in which AraWings Capital LLC is incorporated, without regard to conflict of law principles.

10. Contact Us
If you have questions or concerns about these Terms of Service, please contact us:

AraWings Capital LLC
Email: help@arawings.com